In the last three years, average prices have gone up 17.9%. To be more specific: 

• Auto insurance is up 20.6%;
• Household repairs are up 18.2%;
• Sporting events are up 13.5%;
• Transportation services are up 9.5%;
• Nonprescription drugs are up 9.2%;
• Baby food is up 8.7%;
• Garbage collection is up 6.4%;
• Shelter is up 6.0%; 
• Eating out is up 5.1%

This is why American finances are being destroyed and are struggling to pay their debts. To make matters worse, the Federal Reserve Bank of Philadelphia released a report: “All stages of credit card delinquency (30, 60 and 90 days past due) jumped higher during the third quarter of last year, surpassing pre-pandemic levels for the first time.”